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705 N. Oxnard Blvd., Suite 104, Oxnard, CA 93030
(805) 464-3894
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Dental Insurance in Oxnard

Oxnard Dental Group accepts a vast majority of dental insurance plans. Our coordinators will work with you to create a payment plan that fits your financial needs. At Oxnard Dental Group we work with our patients to...

Insurance Carriers

We accept and honor most dental insurance plans. The following are just a few of the dental insurance carriers we’re providers for:

  • Aetna
  • Ameritas
  • Anthem Blue Cross
  • Delta
  • Guardian
  • MetLife
  • PacifiCare
  • UCCI

Please call our office for more details.

We also accept Denti-Cal and Medi-Cal.

Insurance FAQ

What’s a covered benefit?

Treatment that is recommended by a dentist, is listed on the fee schedule, and accepted under the terms of your group’s plan.

What’s optional treatment?

Treatment that is either not listed on your fee schedule or more than the minimum to restore the tooth back to its original function.

What’s the difference between indemnity, PPO, HMO, & discount insurance plans?

Indemnity or Traditional Insurance reimburses members or dentists at the dentist’s UCR (Usual, Customary & Reasonable fee). This allows the subscriber to go to any dental office without being limited to a panel.

PPO

Preferred Provider Organization is the most common form of insurance. They provide members with a list of participating dentists to choose from. The dentists on this list have agreed to a lower fee schedule, which provides you with greater cost savings. They also assist with insurance billing. Most companies’ pay 50% on major treatment (crowns, bridges, partials), 80% for basic care (fillings), and up to 100% for preventative care (exams, x-rays, basic cleanings). Annual maximums generally range from $1,000 to $2,000.

HMO

HMO, also known as capitated or prepaid insurance, was designed to provide members with basic care at the lowest rate. Participating providers receive a monthly capitation check for patients assigned to the office. This amount is only a few dollars and is intended to offset the administrative costs. HMOs generally don’t pay for services rendered. Fees are usually greatly reduced, but the patient is solely responsible for paying the doctor.

705 N. Oxnard Blvd., Suite 104
Oxnard, CA 93030

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